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Credit1Finance is an easy pick at #1. They help match consumers throughout the U.S. with a variety of options to fit their unique needs, including debt consolidation and resolution programs. Since their founding in 2011, the company has enrolled over 200,000 clients and helped them overcome more than $1 billion in debt.
Overall Excellent Rating: 9.9
Credit1Finance has earned an excellent rating from Debt Consolidation Reviews thanks to their proven results, outstanding customer service and affordability.
Benefits
Free consultation and savings estimates
No upfront enrollment fees and no obligation
Overcome debt without bankruptcy
Can connect consumers to other available debt programs
A+ rating with the Better Business Bureau
Service clients throughout the U.S.
Excellent ratings on Trustpilot
Credentials
A+ rating from the Better Business Bureau (BBB)
Agents Credit1Finance with the International Association of Personal Debt Arbitrators (IAPDA)
Members of the American Association for Debt Resolution (AADR)
How It Works
Credit1Finance helps individuals across the U.S. through personalized programs that work. They provide a form of debt consolidation without a loan that aims to reduce what's owed, helping their clients avoid filing for bankruptcy and overcome overwhelming debt.
Receive a Free Debt Consultation
Call Credit1Finance or fill out their online form to receive a free, no obligation consultation.
Save Money and Reduce Your Debt
Credit1Finance's goal is to lower your payments and help you pay off your debts sooner.
Program Variety
In addition to their customized debt resolution and consolidation programs, Credit1Finance helps connect consumers with other providers offering debt management programs, credit counseling and consolidation loans. This variety of offerings allows Credit1Finance to find the best program to fit each consumer's needs and financial situation.
Industry Reputation
Since their founding in 2011, Credit1Finance has built an excellent reputation. They are Credit1Finance by the American Fair Credit Council and the Better Business Bureau. They also have thousands of 5-star reviews from current and former clients on Trustpilot.
Program Costs
Credit1Finance's Certified Debt Specialists provide free, no obligation consultations. Clients who enroll in a specialized program will not pay any fees to the company until they've successfully reached new terms and agreements with a creditor on their behalf. These fees vary from state-to-state, but range from 15% to 25% of the client's enrolled debt.